Payment Policy

Effective Date: January 8, 2025

Welcome to Chic Trend City No, your trusted car dealership in Orleans, Michigan. At Chic Trend City No, we are committed to providing our customers with a seamless and transparent purchasing experience. This Payment Policy outlines the terms and conditions related to payments for vehicles purchased from our dealership. By choosing Chic Trend City No, you agree to comply with the following payment terms.

1. Accepted Payment Methods

To accommodate the diverse needs of our customers, Chic Trend City No accepts a variety of payment methods, including:

  • Cash Payments: Full payment can be made using cash or certified funds.
  • Credit and Debit Cards: We accept major credit and debit cards, including Visa, MasterCard, American Express, and Discover.
  • Bank Transfers: Direct bank transfers are available for your convenience.
  • Financing Plans: We offer flexible financing options through reputable financial institutions.
  • Trade-Ins: Customers may trade in their current vehicles as part of the payment for a new or used vehicle.

2. Financing Options

Chic Trend City No understands that purchasing a vehicle is a significant investment. Therefore, we provide several financing options to suit your budget and financial situation:

  • In-House Financing: Our dealership offers competitive financing rates with flexible terms.
  • Third-Party Lenders: We collaborate with leading banks and credit unions to provide additional financing solutions.
  • Lease Agreements: For customers interested in leasing, we offer customizable lease plans with various mileage and term options.

Credit Approval: All financing options are subject to credit approval. We work with multiple lenders to help you secure the best possible terms based on your creditworthiness.

3. Deposits and Down Payments

To secure your vehicle purchase, a deposit or down payment is required:

  • Deposit: A non-refundable deposit may be required to hold the vehicle until the financing is approved and the purchase is completed.
  • Down Payment: A down payment reduces the amount financed and can lead to lower monthly payments. The required down payment amount varies based on the vehicle’s price and the financing terms.

Refund Policy: Deposits are non-refundable except in cases where the dealership fails to provide the agreed-upon vehicle or financing terms.

4. Payment Schedule

Chic Trend City No offers flexible payment schedules tailored to your financing plan:

  • Monthly Payments: Regular monthly payments are due on the agreed-upon date each month.
  • Bi-Weekly Payments: Some financing plans may allow bi-weekly payment schedules.
  • Final Payment: The final payment completes the purchase and ownership transfer of the vehicle.

Early Payment: Customers have the option to make early payments without any penalties, potentially reducing the total interest paid over the loan term.

5. Late Payments and Penalties

Timely payments are crucial for maintaining your financing agreement:

  • Grace Period: A grace period of [X] days is provided after the due date before any late fees are applied.
  • Late Fees: Late payments may incur additional fees as outlined in your financing agreement.
  • Default: Failure to make payments as agreed may result in the default of the loan, leading to potential repossession of the vehicle and negative impacts on your credit score.

Communication: If you anticipate difficulty making a payment, please contact our finance department immediately to discuss possible solutions.

6. Security and Privacy of Payment Information

Chic Trend City No prioritizes the security and privacy of your financial information:

  • Encryption: All online transactions are secured with industry-standard encryption technologies.
  • Privacy Policy: We adhere to strict privacy policies to ensure your personal and financial information is protected and not shared with unauthorized parties.
  • Secure Storage: Sensitive payment information is stored securely in compliance with applicable data protection laws.

For more details, please refer to our Privacy Policy.

7. Additional Fees and Taxes

Please be aware of additional costs associated with your vehicle purchase:

  • Sales Tax: Applicable state and local sales taxes will be added to the purchase price.
  • Registration and Title Fees: Fees for vehicle registration and title transfer are the responsibility of the buyer.
  • Documentation Fees: A documentation fee covers the processing of paperwork related to the sale.
  • Optional Add-Ons: Additional services or products, such as extended warranties or accessories, may incur extra charges.

All additional fees will be clearly itemized in your purchase agreement.

8. Contact Information

If you have any questions or require assistance regarding our Payment Policy or your vehicle purchase, please do not hesitate to contact us:

Chic Trend City No
Address: 2701 W Long Lake Rd, Orleans, Michigan (MI), 48865
Phone Number: (616) 761-2066
Email: info@chictrendciteino.com
Website: https://chictrendciteino.com

Our dedicated finance team is available to help you navigate your payment options and ensure a smooth purchasing experience.

9. Amendments to the Payment Policy

Chic Trend City No reserves the right to modify this Payment Policy at any time. Any changes will be effective immediately upon posting to our website. We encourage customers to review the Payment Policy periodically to stay informed about our terms and conditions.

Thank you for choosing Chic Trend City No for your vehicle purchase. We are committed to providing you with exceptional service and support throughout your car-buying journey.